Ontario Sole Proprietorships – Read this Before You Register
Ontario Sole Proprietorships are governed by the Business Names Act (Ontario). An Ontario Sole Proprietorship is sometimes called an Ontario Trade Name. It is a good idea to look over the statute requirements to ensure you comply with them properly.
The legislation indicates that a person must not carry on business under another name other than his or her own name or identify his or her business to the public under a name other than his or her own name unless the business name has been registered by that individual. You do not have to do a registration if you are carrying on business under your own name.
An Ontario Nuans name search report is not required when registering an Ontario sole proprietorship. The Business Names Act (Ontario) has no requirement for an Ontario trade name / Ontario sole proprietorship to be different than other Ontario registrations. You are allowed to register the exact same name as another sole proprietorship already registered with the Ontario government. Should you register a name that is the same as another name already registered? Absolutely not, unless you are connected in some way to that other registration or have written permission to register the name.
The best way to ensure this is to do a preliminary name search for the proposed name for your Ontario sole proprietorship. A search house can perform this for you. Some search houses charge a small fee for this and others will do this for free when you purchase a sole proprietorship registration service from them. You really need the help of a search house for clearing the name. You cannot clear you name on your own just by going through the phone book. As well you need to consider that you should not have a name that is even close to another name registered across all of Canada. It could cause problems since many businesses today conduct business right across Canada.
Five years is the period of time in which the Ontario sole proprietorship will be in place. The Ontario government issues a Master Business Licence for the Ontario sole proprietorship and this comes in the form of a pdf document when you place an order with an Ontario service provider online. The expiry date on the Master Business License will be shown at the bottom. The onus is on you to ensure you renew your business just prior to that date. The Ontario government does not send out reminder notices.
It should be noted that no Ontario company can have the same name. It is only Ontario business names, Ontario sole proprietorships and Ontario partnerships that have no protection for the name.
Subsequent to registering your Ontario sole proprietorship, if any information changes you must filed an amendment to the registration outlining those changes. it is not possible to change the name of an Ontario trade name. You must file a brand new registration if you do not wish to continue operating under the same name.
An Ontario sole proprietorship can be dissolved by filing a dissolution of the trade name.
An Ontario sole proprietorship registration expires after five years. The expiry date will be shown on the Master Business Licence. The onus is on you to renew your licence and it is a good idea to renew it a few days before the expiry date. No reminder notice is sent out by the government.
Resources for Canadian Business Owners handles legal and government registrations and can assist you with an Ontario Business Name Registration and Ontario Nuans Name Searches. Also published at Ontario Sole Proprietorships – Read this Before You Register.
The Information to Knowing Contractors Workers Comp Insurance Quotes
Understanding Workers Compensation Insurance, let alone business insurance in general, is not as easy as it seems. As business Insurance Agents we have to go through an ungodly amount of schooling to learn what seems to be like a whole new language comprised of risk, indemnity, mitigation, subrogation and loss. To expect the Joe average business owner to know and understand these new Greek terms from the start is out of the question. One term however that they should know is Workers Compensation Insurance. I get questions all the time about what it is and how to get the best quotes for small business workers compensation insurance. It is good to understand that as a business owner you do have options for your work comp insurance and that not all insurance companies offer the same old insurance options that frankly, might not be the most cost effective one for you.
The first thing to do is to get an understanding of exactly what workers compensation insurance really is. Work comp insurance is created to make payments for injury that is caused or occurs during the scope of employment and it provides benefits to a worker or the workers dependents for injury, disability, or disease contracted by the worker due to the course of his or her employment. An example would be if a small business owner has a contracting company and one of their employees hurts himself by shooting a nail in his leg while installing roofing shingles, the workers compensation insurance should give payment for the medical bills and any loss of wages due to the accident. There is a simple process that is required for your insurance agent to be able to get the lowest prices for you and is very quick and easy. First thing is your agent might ask about your business and what you do exactly, and then ask about your employees etc. After he or she has all the information they need, you should then start to understand all the types of work comp insurance policies that you will be quoted with.
Annual workers compensation insurance policy. This is by far the most popular type of work comp insurance policy available. After submitting your information to several different carriers, your commercial insurance agent will receive insurance quotes back that will have an estimated premium for the year which is based on the original figures provided. Then payment options are usually offered to include payment in full or making a down payment followed by monthly or some other predetermined payment schedule. This policy is best for businesses that have a good grasp on their normal annual payroll and have very small fluctuations from year to year as end of policy audits can cause large additional premiums that if not planned for, can hurt.
Pay As You Go workers compensation insurance policies are rare but a great option for many business owners. Usually only requiring a small down payment the business owner then notifies the insurance company each month of their actual payroll and then pays their premium based on that figure. Contractors prefer this type of insurance as the construction industry is extremely unstable at best.
PEO which is a Professional Employers Organization, are a third option that some small businesses prefer. These work comp insurance companies will most of the time only provide insurance to insured that opt to use their integrated payroll servicing services. This pretty much means that you can not do payroll with your own office or third party payroll service which in the end locks you into their services.
Insuring yourself our your business with the very first workers comp insurance policy that is recommended for your particular company is definitely not the right choice. Just by taking a second to inquire from your insurance agent what other workers compensation insurance policy options there might be for you could save you hundreds or thousands of dollars in just deposits alone. Insurance companies are always trying to change their services so that they can offer a wider range of choices to their insured. Get to Know and understand these choices so that your workman compensation insurance is the best option for you.
Understanding the different policies of Worker Compensation Insurance if extremely important. Please visit our site for more information on Worker Compensation Insurance
Save Hassle With A Concrete Sealer
When it comes to flooring, be it in in buildings or houses, concrete is simply the king. The flip side, however, is that even though it is a good material to work with, a number problems come with the use of concrete. Vast numbers of people people have found the one of the most effective methods to prevent a variety of these issues is to utilise a penetrative concrete sealer. Floors made from concrete have been found to split, get cracks, and accumulate stains over time making an unsightly appearance on the concrete surface. Although these problems are mainly caused by a multitude of situations, the the number one is high volume of traffic. This is what has pushed many business owners to put more attention to the flooring material they make use of. As everyone knows, not only does a broken down concrete surface provide an unsafe work space, customers or clients may be horrified and turned off with the appearance of how the office looks and might think twice about finishing the deal. One of the ways by which business and householders can keep their cherished concrete from getting stained is with the help of epoxy flooring. Epoxy flooring is achieved by putting on a coat of epoxy to the specific concrete area effectively covering pore like holes and any cracks.
This acts to keep moisture and other materials from seeping in to the treated concrete area, similar to how an effective cement sealer acts. Remember that after moisture enters the concrete surface then this is the critical time when it can form and start to get worn out. The main differential between the two, however, is that epoxy flooring has a higher tendency last longer than concrete sealers.
Usually, epoxy flake flooring is also said to be more pleasing to the eye than many penetrative concrete sealers due to it’s high gloss finish and fresh and clean look. Your floor will come alive in just without breaking much sweat! In fact, you can often find yourself falling in love with your new look floor. This may be so much so that you might want to put down that silly idea of having carpet put down so that your house or office would look more professional or chic. If you are worried that epoxy flooring is too smooth and might cause cause people to slide, not to be concerned.
Epoxy seamless flooring is slip resistant so if you use it on an area where there is high volume of traffic, there is minimal chance of mishaps happening.
This means that, if you are a restaurant owner, you can install epoxy flooring on accident prone areas like the kitchen. Your people won’t have to be careful of their every step they make as they will be able to carry out their usual task knowing that there is very little probability of any of them falling or slipping. Epoxy flooring also helps by way of sanitation as it can be simpler to clean and, because its little pores have been effectively blocked, you will find there is a very little possibility of microorganisms getting in the area. The Cost is also not a concern when it comes to epoxy flooring as you will find many times they are cheaper than many concrete sealers. So, they have a price that’s would not hurt your budget and a assurance that you don’t have to worry about people slipping or accidents happening, how can you ask for more?
Find out the latest about concrete sealer brisbane. If you are wanting for epoxy floors brisbane then you know where to go.
Industrial Design Rights – Why You Should Safeguard Them
You have devoted a great deal of hard work on your truly original design for a certain item. Would you want someone else to take advantage of and profit from it?
Industrial design rights are one type of an intellectual property right that grants the holder the special use of his or her design. It is normally applicable to an item that is a design in itself. Examples are costume jewelry as well as pieces of furniture. The span of this privilege can include minute details including the unique form or design of a specific product.
If you want to get that absolute right over your own industrial design, then you have got to apply for it. You can appreciate a number of benefits for applying for one.
Firstly, it protects the artistic features of your idea or the product itself. This means to say that nobody else is able to use or copy its appearance and structure because a person that does otherwise will deal with prosecution.
Getting industrial design rights will let you commercially sell the design and ultimately earn income from it. If it is something which may appeal to the consumers, then you definitely could gain a great deal of profits because manufacturing firms will want to purchase and apply your design for their goods for mass production.
If every industrial design were safeguarded with rights, it would be a healthy competition among the designers. It’s in this context that more and more distinctive and improved designs will be created.
One more benefit is the promotion of fair commercial practices since replication or what we call fake versions of a certain design can and will be sued. It will therefore thwart future prohibited copies of your product.
In the long term, the consumers likewise benefit from this since there will be a wide selection of original creations that should be made available in the market. This will be the case if ever the policy for correct industrial design rights practices are indeed followed and practiced. Also, all the efforts that were put in the making of the original design will not be put to waste, which will further promote creativity among the artists or designers.
Protect your intellectual property with the best intellectual property firm in Singapore.. This article, Industrial Design Rights – Why You Should Safeguard Them is available for free reprint.
Employee Background Investigations And What You May Not Know Regarding Them
Chances are if you recently filled out any type of employment application, you had to consent to an employer background screening. Employers may likely study possible employees in depth now more than ever before. There is lots of general public record data available free online and through a variety of paid sources.
Undesirable information on a person’s credit record could possibly cost an individual a job. Unfavorable reports by health care practitioners, court records, previous employers and former co-workers could all affect the job applicant negatively. Social networking sites can also reveal details that will be not complementary to the employee. This unfavorable information can cause companies to avoid hiring a person.
You could possibly be protected under the Fair Credit Reporting Act. This act helps you if a potential employer has been made aware of details on your background that causes you to not get a job. On the other hand, there are loopholes in this policy.
Permission must be attained to perform a check on an applicant. The Privacy Rights Clearinghouse recommends on which checks could be performed. Credit score, criminal and lega documents, academic credentials, sex offenders list, social security number, motor vehicle records, military records, character reference and several more may also be checked.
Employers can either do the required checks themselves or an outside service such as a consumer reporting company could be hired to do the necessary investigations. An employer may think they need to conduct a history screening on an applicant because they have been lied to on job applications previously. It is estimated that approximately 30 to 40 percent of candidates provide untrue information. Additionally there are some federal, state and legal specifications for some positions that consists of engagement with senior citizens, handicapped people and working with children where a full background search is required for qualification.
Any potential employer should have peace of mind that his or her prospective worker is appropriate for a selected job. History checks are mainly done on credit history, previous employers and felony records. These background investigations attempt to make sure an applicant fills out an honest application and the likely employer has peace of mind when giving a job to an applicant.
Standards for performing these employer screenings need to be adhered to as per the Federal Fair Credit Reporting Act. Organizations that use external agencies to carry out the checks are excused from the requirements of the act. Certain records should not be inspected. These include civil judgments following seven years, lawsuits and records of arrest after seven years. For the most part, documents longer than seven years are excluded when employer record screenings are performed. This at least gives the employee a chance of earning a job even if they have some unsavory details deep in their past.
See even more about a employee screening check and check out the listing of each employer background check agency which delivers these types of services.
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